What's new - Fashion & Trends

Holiday shopping gender gap

Men are more likely than women to put holiday purchases on a credit card, and they plan to pay for more of their purchases that way than women do. Hopefully they won’t have trouble paying off those bills; while the majority of people of either sex plan to spend $500 or less this holiday season (60.31% of men and 57.73% of women), 16.49% of men plan to spend $1,000 or more, while only 10% of women expect to shell out that much.

That’s according to the results of Credit.com’s 2013 Holiday Shopping Survey, which found that nearly two-thirds of men surveyed (62.37%) say they plan to use a credit card to pay for at least some of their purchases, while just slightly more than half of women (54.09%) surveyed said the same. Men were more likely than women (42.78% versus 33.19%) to say they will use credit cards for more than half of their holiday purchases.


And 30% of women say they will use credit cards (including store cards) less this holiday season than last, compared to 22% of men.


Putting purchases on credit cards can help you rack up rewards, and they provide more consumer protections than purchases made with cash or debit cards. Of course, the flip side is they can make it easy to overspend and leave cardholders with debt they have to find a way to repay in the new year.

Where we see eye to eye

In other ways, men and women are similar in their payment preferences. Roughly the same percentage of female and male respondents -- about a quarter of each group -- said they would pay for less than 10% of their purchases using debit cards or cash, while about half of each group reported they would pay for more than 50% of their purchases that way.


As for retail or "store" credit cards, the numbers were pretty close when it came to their plans to use those cards to make holiday purchases (18.8% of women versus 15.46% of men). The numbers were also similar when asked about whether they would pay cash for some of their holiday purchases: 59.09% of women said they would, versus 53.09% of men).


The Credit.com 2013 Holiday Shopping Survey was based on data collected online from 426 US consumers from Nov. 18-19.

See more in the 'What's new - Fashion & Trends' section


Be the first to add your comments

Comment on this article

Login to submit a comment


  Discover Card Miles Application


What we offer

GajGal is an expanding community of mothers helping mothers. Our motto “Get a Job | Get a Life” is based on the belief that for mothers wanting to get back into the workforce, finding a job with “the right level” of flexibility, empowers working mothers to live life on their own terms and better control their own destiny.
GajGal aims to address this “new reality” through four core components:

  • 1. Job Search and Matching tools to streamline finding the perfect fit for flexible work arrangements.
  • 2. Access to Benefits that in the traditional work environment have been provided by full time employers. GajGal helps to provide a critical mass of members to ensure access to a range of benefits options that we are continually working to expand and improve on.
  • 3. Working Mother Community to provide access to news, blogs and articles of interest and importance to working mothers and a social networking community that working mothers can interact with and draw on for support.
  • 4. The Entrepreneur Zone is for mothers aiming to start their own business and expand on the concepts of working mothers helping working mothers succeed.

Success stories

GajGal Testimonial

Shayne Duke
“Using your Benefits link made it easy to select from a wide range of health insurance offerings and narrow down the various plans available that best fit my needs. Being able to make a side by side comparison of the details further helped me make an informed decision on a plan with great rates. The application is swift and uncomplicated”

GajGal Testimonial

Amy Rogers
“ WOW this is a fantastic idea aimed at a true need. I have had a hard time preparing to go back to work after staying home with my two kids for the past 4 years. I am so excited to start adding my requirements and get started on the search. The Latest News and Benefits are an excellent idea. I would come here to read this even if I wasn't looking for a job right now”